Apply Now
🇺🇸 No Credit Needed 🇺🇸Buy Appliances · Pay Later
Apply in minutes and get approved for quality appliances at discounted rates. Choose the plan that works for your budget — no credit history required.
No Credit Needed
Approval options for all credit situations.
Pay Over Time
Take your appliance home today, pay later.
Trusted Partners
Acima & Snap Finance — secure applications.
Financing Options
Two Easy Ways to Apply
Pick the lease-to-own partner that fits you best. Both applications take just a few minutes.
Acima
Lease-to-Own with Acima
Apply online in minutes with no credit needed. Get approved, shop our floor, and pay over time.
Scan to Apply
Apply with Acima — scan the QR code with your phone camera or apply online below.
Snap Finance
Flexible Payments with Snap
Snap Finance offers lease-to-own approvals with no credit needed. Apply securely and choose a payment schedule that matches your paydays.
- No credit needed to apply
- Fast online decision
- Flexible payment schedules
- 100% secure application
Trust & Accreditation
Accredited by the Better Business Bureau
A&B Appliance Factory & Repairs has served the community for over 35 years with honest pricing and dependable service.
BBBAccredited Business
Questions about financing? We're happy to walk you through it.